Smart, Last Minute Moves That May Lower Your 2025 Tax Bill

Mike Perros

Published on: 01/12/2025

The end of the year can feel hectic, but it’s also one of the most valuable windows for smart tax planning. With just a few intentional moves - like adjusting retirement contributions, using up FSA funds, harvesting investment losses, or making strategic charitable gifts - you may be able to meaningfully reduce your 2025 tax bill. These aren’t complex strategies; they’re practical steps you can still take before December 31 to finish the year with clarity and confidence.